Jera’s Jamboree reviews: IOU by Helen Warner

IOU by Helen Warner

Hardcover: 416 pages

Publisher: Simon & Schuster Ltd (1 Mar 2012)

Language English

ISBN-10: 0857201247

ISBN-13: 978-0857201249

Amy has enjoyed a charmed life, shopping and lunching while the nanny looks after her children. Until her world is thrown into disarray when husband Ben’s business collapses overnight, taking their house and savings with it. Suddenly Amy finds herself the breadwinner. Can she rise to the challenge? Will her marriage survive such an upheaval? Or is it a case of ‘Till Debt Do Us Part’?


Kate has always had to struggle by, juggling her job with two children and a husband, though she wouldn’t have it any other way. But her safe little world is rocked when she meets enigmatic Jack in a chance encounter. Feeling increasingly estranged from husband Miles, Kate wonders if Jack can offer her a fresh start. But there’s something about Jack that Kate doesn’t know…


Jennifer is only just beginning to recover from the death of her own husband. When Jennifer makes contact with old flame Hugh she unlocks a dangerous Pandora’s box. She is desperate to find the answer to a question that has tormented her for decades. But will she be able to cope with the truth?

IOU begins with a prologue which intrigues the reader … who is it sat on the step?  Who is she waiting for? What is in the envelope?  It isn’t until the epilogue that we are at the same scene again.

In the beginning, we get to know their characters and their lives.  We see the cracks appearing in Ben and Amy’s finances and we witness Kate’s encounter with Jack.  Although we spend time with Jennifer in the present, we also journey with her when she has flashbacks to the past.

Narrated in the third person, Amy, Kate and Jennifer’s stories weave in and out of each other’s in their own chapters as well as later on in the story, together.  This is cleverly crafted so that the reader is left to make the connections.  I thought this brought added depth.

I personally found it easy to identify with the three women and experience the emotions alongside them.  I did figure out the plot and where it would ultimate take the reader very early in the story as I picked up on the subtle clues … but despite that, I enjoyed watching their lives unfurl.

There is plenty to hold the readers attention alongside the romance with family dynamics, secrets and a friendship betrayal.  We also get to see one of the women grow and develop, gaining confidence and actually coming through as a really strong women (which I enjoy!)

The epilogue I mentioned in the beginning … the reader isn’t told what is on the piece of paper but we can infer …

I found IOU easy to read with a fast pace.  A perfect read to pick up when you’ve booked yourself some ‘me’ time!

Buy it and spread the word

I would like to thank the publishers, Simon & Schuster, for providing a copy in exchange for an honest review.

Helen Warner on Amazon

You can find out more about Helen Warner on Simon & Schuster’s author page or follow her on Twitter.


7 thoughts on “Jera’s Jamboree reviews: IOU by Helen Warner

  1. This sounds really good – I have RSVP in my To Read pile!

    Great review, thanks for sharing 🙂

  2. Pingback: Jera’s Jamboree : Guest Author Helen Warner « Jera's Jamboree

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